Payday just got faster!
With First National Bank of Sycamore’s Early Pay, you can get your qualifying payroll funds from participating employers or government payments up to two days sooner!*
There is no need to enroll and no additional cost for this service! All qualifying direct deposits into your FNB accounts are automatically enrolled.
Early Pay Details
Common Questions with FNB’s Early Pay Program.
Do I need to enroll for Early Pay?
No. Customers with qualifying direct deposits are automatically enrolled in Early Pay.
Does Early Pay cost me anything?
No. There is no additional cost for Early Pay.
What types of direct deposits are eligible?
Direct deposits that may be received early include payroll and government disbursements, such as Social Security, tax refunds, retirement and state unemployment benefits. We rely on ACH transaction coding sent by the payer to determine if the transaction is eligible for Early Pay.
Will my direct deposits always arrive early?
With Early Pay, your qualifying direct deposits will post to your account on the day we receive the transaction. Unfortunately, we don’t have control over the timing for when the payer submits this information to us. This means we cannot guarantee that funds will always arrive early.
What if I’m not set up for direct deposit?
If you are not set up for direct deposit, you will not be eligible for Early Pay. If you would like to be set up for direct deposit, you will need to contact your employer or paying entity to have them set up your direct deposit into your FNB account.
*Early Pay with FNB is a courtesy service provided in the sole discretion of First National Bank of Sycamore according to criteria established from time to time by First National Bank of Sycamore. First National Bank of Sycamore does not guarantee the early availability of any direct deposits due to unanticipated circumstances and some limitations apply.